Endowe Inc. - Privacy Policy

Privacy Policy: Endowe Inc.
Version Date: Feb 26, 2026

1. Introduction

Endowe Inc. (“Endowe,” “we,” “us,” or “our”) values your privacy and is committed to protecting your personal information. This Privacy Policy describes how Endowe Inc. collects, uses, shares, and protects information when you access or use the Endowe platform, websites, and related services (collectively, the “Platform”).

This Privacy Policy applies only to Endowe Inc. as a technology platform provider. Investment advisory services, if offered, are provided solely by Endowe Advisory LLC pursuant to its own agreements, Form ADV disclosures, and GLBA Privacy Notice.

By using the Platform, you consent to the practices described in this Privacy Policy.

2. Information We Collect

We collect information that you choose to provide and information that is collected automatically when you use the Platform, including:

      Personal Information: such as your name, email address, date of birth, and contact information.

      Payment and Financial Information: information necessary to facilitate gifts and payments, such as bank account details or payment credentials, which are processed through third-party payments providers. We do not collect or store your online banking credentials. Payment and bank verification services are provided by third-party payments providers, and information is processed in accordance with their terms and privacy policies.

      Account and Usage Information: information related to your account activity, interactions with the Platform, and preferences.

      Communications: records of communications between you and Endowe, including emails and support requests.

      Technical and Device Information: such as IP address, browser type, operating system, and usage data collected through cookies or similar technologies.

We do not provide investment advice or make investment decisions on your behalf.

Note: Some information collected by Endowe may be "non-public personal information" governed by the federal Gramm-Leach-Bliley Act (GLBA). State privacy laws may provide exceptions for data subject to the GLBA.

3. How We Use Information

We use the information we collect to:

      Operate, maintain, and improve the Platform

      Facilitate gift contributions and related transactions

      Communicate with you about your account, activity, or updates

      Prevent fraud, verify identity and account ownership, ensure security, and comply with legal obligations

      Analyze usage and improve user experience

4. Cookies and Similar Technologies

We may use cookies and similar technologies (such as web beacons and analytics tools) to operate the Platform, remember preferences, understand usage patterns, and improve functionality. These technologies help us maintain security, analyze performance, and enhance user experience.

You can control or disable cookies through your browser or device settings. Please note that disabling cookies may affect certain features or functionality of the Platform.

5. How We Share Information

We may share your information in the following circumstances:

      With Service Providers: including payment processors, infrastructure providers, and vendors that support Platform functionality, subject to confidentiality obligations.

      For Legal and Compliance Purposes: when required by law, regulation, legal process, or governmental request.

      Business Transfers: in connection with a merger, acquisition, financing, or sale of all or part of our business.

      At Your Direction or With Your Consent: when you choose to connect with third-party services or authorize sharing.

Endowe Inc. does not sell your personal information.

6. Data Retention

We retain personal information for as long as reasonably necessary to operate the Platform, fulfill the purposes described in this Privacy Policy, and comply with applicable legal, regulatory, and recordkeeping obligations.

7. Security

Endowe Inc. implements reasonable administrative, technical, and physical safeguards designed to protect your information. However, no system is completely secure, and we cannot guarantee absolute security. You are responsible for safeguarding your access credentials and devices.

8. Your Choices and Rights

Depending on your location, you may have the following rights regarding your personal information:

 

      Access and Portability: Request a copy of the specific pieces of personal information we have collected about you in a portable format.

      Correction: Request that we fix inaccurate or incomplete personal information.

      Deletion: Request the deletion of your information, subject to legal, regulatory, and operational retention requirements (such as financial recordkeeping).

      Opt-Out of Sharing & Profiling: Opt-out of the "sharing" of your data for targeted advertising or "profiling" that produces legal effects. Endowe does not sell your personal information for money.

      Non-Discrimination: We will not discriminate against you for exercising any of these rights.

 

How to Exercise Your Rights: To submit a request or opt-out of marketing communications, please contact us at [email protected].

9. Third-Party Services

The Platform may integrate with or link to third-party services, including payments providers and financial institutions. Your use of those services is governed by their respective privacy policies and terms. Endowe Inc. does not control and is not responsible for third-party practices.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be effective when posted on the Platform. Continued use of the Platform after an update constitutes acceptance of the revised policy.

11. Contact Us

If you have questions or concerns about this Privacy Policy or our privacy practices, please contact us at:

Endowe Inc.
18 South 2nd St
San Jose, CA 95113
[email protected]
www.endowe.com

12. Governing Law

This Privacy Policy is governed by the laws of the State of California, without regard to conflict of laws principles. To the extent any dispute arises regarding the interpretation or enforcement of this Policy, such dispute shall be resolved in accordance with the Governing Law and Venue provisions set forth in our Terms of Service.