Privacy Policy: Endowe
Inc.
Version Date: Jul 23, 2026
Endowe
Inc. (“Endowe,” “we,” “us,” or “our”) values your privacy and is committed to
protecting your personal information. This Privacy Policy describes how Endowe
Inc. collects, uses, shares, and protects information when you access or use
the Endowe platform, websites, and related services (collectively, the
“Platform”).
This
Privacy Policy applies only to Endowe Inc. as a technology platform provider.
Investment advisory services, if offered, are provided solely by Endowe Advisory LLC pursuant to its own agreements, Form ADV disclosures, and GLBA Privacy Notice.
By using the
Platform, you consent to the practices described in this Privacy Policy.
We
collect information that you choose to provide and information that is
collected automatically when you use the Platform, including:
● Personal Information: such as your name, email address, date of birth, and
contact information.
● Payment and Financial
Information: information
necessary to facilitate gifts, payments, identity verification, and financial
account onboarding, such as bank account information, payment credentials,
Social Security numbers, or other information required by our financial
institution partners. We do not collect or store your online banking
credentials. Sensitive personal information submitted through the Platform is
encrypted during transmission and shared only with authorized third-party
providers as necessary to verify your identity, process payments, establish
financial accounts, and comply with applicable legal or regulatory
requirements. Except as necessary to complete the transmission or as otherwise
required by law, Endowe Inc. does not retain Social Security numbers or similar
sensitive identity verification information.
● Account and Usage Information: information related to your account activity,
interactions with the Platform, and preferences.
● Communications: records of communications
between you and Endowe, including emails and support requests.
● Technical and Device Information: such as IP address, browser type, operating
system, and usage data collected through cookies or similar technologies.
We
do not provide investment advice or make investment decisions on your behalf.
Note: Some information collected by
Endowe may be "non-public personal information" governed by the
federal Gramm-Leach-Bliley Act (GLBA). State privacy laws may provide
exceptions for data subject to the GLBA.
We use the
information we collect to:
● Operate, maintain, and improve
the Platform
● Verify identity, facilitate
account opening, and satisfy regulatory requirements of our financial
institution partners
● Facilitate gift contributions and related
transactions
● Communicate with you about your account,
activity, or updates
● Prevent fraud, verify identity
and account ownership, ensure security, and comply with legal obligations
● Analyze usage and improve user experience
We
may use cookies and similar technologies (such as web beacons and analytics
tools) to operate the Platform, remember preferences, understand usage
patterns, and improve functionality. These technologies help us maintain
security, analyze performance, and enhance user experience.
You can control or
disable cookies through your browser or device settings. Please note that
disabling cookies may affect certain features or functionality of the Platform.
We may share your
information in the following circumstances:
● With Service Providers: we share information with
payment providers, identity verification providers, broker-dealers, custodians,
infrastructure providers, and other vendors that help us operate the Platform
and provide requested services. Sensitive personal information is shared only
as necessary to facilitate identity verification, account opening, payment
processing, fraud prevention, and compliance with applicable law.
● For Legal and Compliance Purposes: when required by law, regulation, legal process,
or governmental request.
● Business Transfers: in connection with a merger, acquisition, financing, or
sale of all or part of our business.
● At Your Direction or With Your Consent: when you choose to connect with third-party
services or authorize sharing.
Endowe
Inc. does not sell your personal information.
We
retain personal information for as long as reasonably necessary to operate the
Platform, fulfill the purposes described in this Privacy Policy, and comply
with applicable legal, regulatory, and recordkeeping obligations.
Endowe
Inc. implements reasonable administrative, technical, and physical safeguards
designed to protect your information, including encryption of sensitive
information in transit where appropriate. Although we use commercially
reasonable security measures, no method of electronic transmission or storage
is completely secure, and we cannot guarantee absolute security. You are
responsible for safeguarding your access credentials and devices.
Depending
on your location, you may have the following rights regarding your personal
information:
●
Access
and Portability: Request a copy
of the specific pieces of personal information we have collected about you in a
portable format.
●
Correction: Request that we fix inaccurate or incomplete
personal information.
●
Deletion: Request the deletion of your information,
subject to legal, regulatory, and operational retention requirements (such as
financial recordkeeping).
●
Opt-Out of Sharing & Profiling: Opt-out of the "sharing" of your data for
targeted advertising or "profiling" that produces legal effects.
Endowe does not sell your personal information for money.
●
Non-Discrimination: We will not discriminate against you for
exercising any of these rights.
How to Exercise Your
Rights: To submit a request or
opt-out of marketing communications, please contact us at [email protected].
The
Platform may integrate with or link to third-party services, including payments
providers and financial institutions. Your use of those services is governed by
their respective privacy policies and terms. Endowe Inc. does not control and
is not responsible for third-party practices.
We
may update this Privacy Policy from time to time. Changes will be effective
when posted on the Platform. Continued use of the Platform after an update
constitutes acceptance of the revised policy.
If you have
questions or concerns about this Privacy Policy or our privacy practices,
please contact us at:
Endowe
Inc.
18 South 2nd St
San Jose, CA 95113
[email protected]
www.endowe.com
This
Privacy Policy is governed by the laws of the State of California, without
regard to conflict of laws principles. To the extent any dispute arises
regarding the interpretation or enforcement of this Policy, such dispute shall
be resolved in accordance with the Governing Law and Venue provisions set forth
in our Terms of Service.